Lacy Law Firm
 
 
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Insurance Claims

Insurance companies love money, especially your money. Whether it is automobile insurance, homeowner’s insurance, disability insurance, life insurance, or commercial insurance, they absolutely love it when you pay them money for premiums, and they absolutely hate it when you make a claim that might require them to pay any of that money back out. Making money and hanging onto that money is their business. They know every trick of the trade and every game that can be played in order to refuse payment on a claim. Unfortunately, this results in the victim – i.e., you – being deprived of a contractual benefit which you paid them to guarantee. The only way to thwart the insurance companies’ manipulation of this process is to ensure that you are represented by someone who has the experience and resolve necessary to fight for you, not to protect the insurance companies’ balance sheet.
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Brandon Lacy
 
 
 

Successful Results


Over 1,000 long-term disability claims, appeals, and litigation against the following disability carriers:
  • Unum
  • The Hartford
  • Cigna
  • MetLife
  • Prudential
  • The Standard
  • Lincoln
  • Mutual of Omaha
  • Liberty Life Assurance Company of America
  • USAble
  • Aetna
  • Principal Life Insurance Company of America

2016
- Confidential settlement of fire loss contents claim in Jefferson County, Arkansas where State Farm claimed fraud in the personal property inventory forms

2015 - Confidential settlement of fire loss claim against Travelers Indemnity Company of America in St. Francis County, Arkansas related to rental property

2014 - Settlement of fire loss and bad-faith claims against State Farm Insurance in Lawrence County, Arkansas that exceeded the value of the home, contents, and compensatory loss

2014 - Settlement for insurance policy limits against Shelter Insurance Company in Mississippi County, Arkansas for a homeowner claim regarding allegations of fraud in the transfer of the home

2013 - Settlement of fire loss claim against Farm Bureau in Mississippi County, Arkansas arising from allegations of fraud in the application

2013 - Settlement of fire loss claim against Farmers Insurance in Mississippi County, Arkansas arising from allegations of misrepresentation in the application

2012 - Confidential settlement of fire loss and bad faith claims in Sharp County, Arkansas against Farm Bureau that exceeded the value of the home and contents claimed

2011 - Confidential six-figure settlement of long term disability claim in Pulaski County, Arkansas against Unum

2009
- Confidential six-figure settlement of long term disability claim in Pulaski County, Arkansas against Mutual of Omaha

2008 - Confidential six-figure settlement of long term disability claim in Pulaski County, Arkansas against Unum

2006 - Confidential settlement of life insurance claim in Pulaski County, Arkansas against Unum in a claim involving pre-existing condition exclusion